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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,060 | $85,060+176.3% | $70,565+233.1% | $139,487+68.5% |
| Participation rate | 50.0% | 73.9%-23.9pp | 68.4%-18.4pp | 80.3%-30.3pp |
| Annual return | 17.02% | 30.39%-13.4pp | 32.79%-15.8pp | 373.84%-356.8pp |
| Employer contribution / active EE | $1,800 | $3,912-54.0% | $2,976-39.5% | $4,755-62.1% |
| Participant deferral / active EE | $13,500 | $5,891+129.2% | $4,568+195.5% | $6,713+101.1% |
| Admin fee / account holder | $0 | $8,932-100.0% | $6,430-100.0% | $11,407-100.0% |