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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,454 | $102,638+22.2% | $81,982+53.0% | $158,982-21.1% |
| Participation rate | 66.7% | 75.5%-8.9pp | 69.3%-2.6pp | 82.0%-15.3pp |
| Annual return | 20.92% | 61.05%-40.1pp | 41.31%-20.4pp | 302.99%-282.1pp |
| Employer contribution / active EE | $2,428 | $3,241-25.1% | $2,498-2.8% | $4,763-49.0% |
| Participant deferral / active EE | $16,667 | $4,649+258.5% | $3,722+347.7% | $5,983+178.5% |
| Admin fee / account holder | $0 | $8,237-100.0% | $5,665-100.0% | $11,252-100.0% |