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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,062 | $96,524-17.1% | $75,900+5.5% | $152,909-47.6% |
| Participation rate | 66.7% | 76.2%-9.5pp | 69.3%-2.6pp | 82.5%-15.8pp |
| Annual return | 25.36% | 33.93%-8.6pp | 30.73%-5.4pp | 345.46%-320.1pp |
| Employer contribution / active EE | $2,279 | $3,311-31.2% | $2,501-8.9% | $4,764-52.2% |
| Participant deferral / active EE | $15,883 | $4,554+248.8% | $3,604+340.8% | $5,851+171.4% |
| Admin fee / account holder | $0 | $8,082-100.0% | $5,421-100.0% | $11,601-100.0% |