Retirement plan

REALTY SERVICES CORP. 401(K) BENEFIT PLAN

Name: REALTY SERVICES CORP. - REALTY SERVICES CORP. 401(K) BENEFIT PLAN (2020) Form 5500
Creator: REALTY SERVICES CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, REALTY SERVICES CORP. 401(K) BENEFIT PLAN, REALTY SERVICES CORP.

REALTY SERVICES CORP.EIN 88-0412138Plan #001PY 2020

7 CORPORATE PLAZA - NEWPORT BEACH, CA 92660949-644-6536

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$8.5M

-4.3% from 2019

Total participants

309

+10.8% from 2019

Average account balance

$55,157

-13.0% from 2019

Annual return

13.64%

-6.72 pp from 2019

Benchmarks

See 615 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort615 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

164

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

41.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$990K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$367

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY Service code 13 · EIN 26-4310632	Contract Administrator	$21,953
THE VANGUARD GROUP, INC.4 years Service code 15 · EIN 23-1945930	Recordkeeping	$18,255
PENSION ASSURANCE LLP1 year Service code 13 20335 VENTURA BLVD · WOODLAND HILLS, CA 91364	Contract Administrator	$5,220

Plan features & details

Pension benefit codes2E3D2G2J2K2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$45K

$167 / participant

Investment mgmt$22K48.3%
Contract admin$18K40.2%
Other / not subdivided$5K11.5%

% of EOY assets

0.535%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PENSION ASSURANCE LLP
Auditor EIN: 300840934
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$55,157

$56,152-1.8%

$185,835-70.3%

$73,412-24.9%

Participation rate

43.0%

67.6%-24.5pp

78.0%-35.0pp

72.2%-29.2pp

Annual return

13.64%

17.59%-3.9pp

35.96%-22.3pp

59.30%-45.7pp

Employer contribution / active EE

$661

$1,532-56.9%

$4,087-83.8%

$2,234-70.4%

Participant deferral / active EE

$1,890

$3,659-48.4%

$5,633-66.5%

$3,806-50.3%

Admin fee / account holder

$295

$132+123.4%

$9,502-96.9%

$158+86.8%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY4 years

Filed as: MORGAN STANLEY

Service code 13 · EIN 26-4310632

Contract Administrator

$21,953

THE VANGUARD GROUP, INC.4 years

Service code 15 · EIN 23-1945930

Recordkeeping

$18,255

PENSION ASSURANCE LLP1 year

Service code 13

20335 VENTURA BLVD · WOODLAND HILLS, CA 91364

Contract Administrator

$5,220

REALTY SERVICES CORP. 401(K) BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

REALTY SERVICES CORP. 401(K) BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion