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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,147 | $73,839+221.2% | $143,788+64.9% | $68,495+246.2% |
| Participation rate | 93.2% | 66.7%+26.5pp | 80.3%+12.8pp | 67.9%+25.3pp |
| Annual return | -28.86% | 1.01%-29.9pp | -0.03%-28.8pp | -7.84%-21.0pp |
| Employer contribution / active EE | $13,358 | $3,184+319.5% | $4,952+169.8% | $2,596+414.5% |
| Participant deferral / active EE | $5,924 | $3,384+75.0% | $5,638+5.1% | $4,028+47.1% |
| Admin fee / account holder | $1,933 | $5,755-66.4% | $14,675-86.8% | $5,403-64.2% |