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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,172 | $168,636+216.8% | $147,618+261.9% | $125,388+326.0% |
| Participation rate | 81.0% | 88.8%-7.8pp | 84.6%-3.7pp | 83.2%-2.2pp |
| Annual return | 25.58% | 77.65%-52.1pp | 61.98%-36.4pp | 282.24%-256.7pp |
| Employer contribution / active EE | $33,262 | $6,252+432.0% | $5,565+497.7% | $4,866+583.5% |
| Participant deferral / active EE | $16,174 | $5,507+193.7% | $4,895+230.4% | $5,352+202.2% |
| Admin fee / account holder | $70,776 | $13,580+421.2% | $11,612+509.5% | $9,541+641.8% |