Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,965 | $76,696-46.6% | $96,538-57.6% | $71,529-42.7% |
| Participation rate | 31.0% | 66.6%-35.6pp | 74.3%-43.4pp | 67.9%-37.0pp |
| Annual return | 9.80% | 48.32%-38.5pp | 35.74%-25.9pp | 28.97%-19.2pp |
| Employer contribution / active EE | $0 | $3,032-100.0% | $3,740-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $1,750 | $3,770-53.6% | $4,880-64.1% | $4,291-59.2% |
| Admin fee / account holder | $18,038 | $2,030+788.7% | $6,737+167.7% | $1,588+1035.6% |