See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $517 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,750 | $64,119-44.2% | $112,228-68.1% | $66,914-46.6% |
| Participation rate | 37.6% | 68.5%-30.9pp | 75.1%-37.4pp | 69.8%-32.2pp |
| Annual return | -17.05% | -13.81%-3.2pp | 27.45%-44.5pp | 1.58%-18.6pp |
| Employer contribution / active EE | $338 | $3,005-88.8% | $3,635-90.7% | $2,544-86.7% |
| Participant deferral / active EE | $1,932 | $3,693-47.7% | $4,728-59.1% | $4,237-54.4% |
| Admin fee / account holder | $361 | $625-42.3% | $6,410-94.4% | $593-39.2% |