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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,968 | $175,257+124.8% | $149,717+163.1% | $139,456+182.5% |
| Participation rate | 95.7% | 83.4%+12.3pp | 78.8%+16.9pp | 80.3%+15.3pp |
| Annual return | 15.46% | 166.70%-151.2pp | 134.41%-118.9pp | 373.45%-358.0pp |
| Employer contribution / active EE | $17,968 | $5,477+228.1% | $4,820+272.8% | $4,753+278.1% |
| Participant deferral / active EE | $11,117 | $6,521+70.5% | $5,682+95.7% | $6,711+65.6% |
| Admin fee / account holder | $10,298 | $16,156-36.3% | $13,213-22.1% | $11,407-9.7% |