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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,392 | $167,362+96.8% | $143,799+129.1% | $134,532+144.8% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -14.52% | 0.47%-15.0pp | -0.04%-14.5pp | 418.27%-432.8pp |
| Employer contribution / active EE | $5,073 | $5,620-9.7% | $4,952+2.4% | $4,741+7.0% |
| Participant deferral / active EE | $10,169 | $6,447+57.7% | $5,638+80.3% | $6,401+58.9% |
| Admin fee / account holder | $63,612 | $18,094+251.6% | $14,677+333.4% | $11,429+456.6% |