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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,445 | $95,406+89.1% | $185,849-2.9% | $85,847+110.2% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 7.60% | 23.59%-16.0pp | 122.10%-114.5pp | 318.61%-311.0pp |
| Employer contribution / active EE | $9,051 | $3,314+173.1% | $5,169+75.1% | $2,565+252.8% |
| Participant deferral / active EE | $2,697 | $3,424-21.2% | $5,569-51.6% | $3,952-31.8% |
| Admin fee / account holder | $14,178 | $7,214+96.5% | $16,244-12.7% | $6,261+126.5% |