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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,139 | $91,198+86.6% | $178,503-4.7% | $79,856+113.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -11.17% | 24.20%-35.4pp | 151.12%-162.3pp | 31.71%-42.9pp |
| Employer contribution / active EE | $9,196 | $3,257+182.4% | $5,011+83.5% | $2,471+272.1% |
| Participant deferral / active EE | $2,939 | $3,237-9.2% | $5,202-43.5% | $3,741-21.4% |
| Admin fee / account holder | $19,584 | $6,748+190.2% | $13,987+40.0% | $5,306+269.1% |