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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,633 | $81,476+38.2% | $102,383+10.0% | $80,925+39.2% |
| Participation rate | 76.7% | 66.8%+9.8pp | 74.5%+2.2pp | 67.7%+9.0pp |
| Annual return | 12.52% | 25.59%-13.1pp | 24.94%-12.4pp | 35.65%-23.1pp |
| Employer contribution / active EE | $3,018 | $3,105-2.8% | $3,870-22.0% | $2,756+9.5% |
| Participant deferral / active EE | $6,242 | $3,871+61.3% | $5,060+23.4% | $4,299+45.2% |
| Admin fee / account holder | $1,822 | $6,717-72.9% | $8,391-78.3% | $6,940-73.8% |