Filed August 24, 1993
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $139,094 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VLLAGE, CO 80111 | Recordkeeping Fees | $14,845 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,720 | $72,994+20.2% | $120,354-27.1% | $77,643+13.0% |
| Participation rate | 49.2% | 55.2%-6.1pp | 71.9%-22.8pp | 70.6%-21.4pp |
| Annual return | 12.05% | 18.23%-6.2pp | 107.15%-95.1pp | 31.24%-19.2pp |
| Employer contribution / active EE | $3,318 | $1,793+85.0% | $3,463-4.2% | $2,726+21.7% |
| Participant deferral / active EE | $2,920 | $3,011-3.0% | $4,991-41.5% | $4,647-37.2% |
| Admin fee / account holder | $572 | $658-13.1% | $9,423-93.9% | $430+32.9% |