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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,238 | $78,690+336.2% | $161,489+112.5% | $87,485+292.3% |
| Participation rate | 81.7% | 67.5%+14.2pp | 78.7%+3.0pp | 68.9%+12.8pp |
| Annual return | 35.24% | 32.74%+2.5pp | 89.72%-54.5pp | 26.06%+9.2pp |
| Employer contribution / active EE | $10,483 | $2,588+305.0% | $4,268+145.6% | $2,596+303.8% |
| Participant deferral / active EE | $6,841 | $3,311+106.6% | $5,630+21.5% | $4,274+60.1% |
| Admin fee / account holder | $1,282 | $6,724-80.9% | $16,006-92.0% | $7,775-83.5% |