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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,089 | $81,276+212.6% | $155,574+63.3% | $80,925+214.0% |
| Participation rate | 88.3% | 66.2%+22.1pp | 78.2%+10.1pp | 67.7%+20.7pp |
| Annual return | 30.31% | 33.36%-3.0pp | 64.87%-34.6pp | 35.65%-5.3pp |
| Employer contribution / active EE | $10,485 | $3,103+237.9% | $4,676+124.3% | $2,756+280.4% |
| Participant deferral / active EE | $6,844 | $3,453+98.2% | $5,629+21.6% | $4,299+59.2% |
| Admin fee / account holder | $10,783 | $7,993+34.9% | $15,914-32.2% | $6,940+55.4% |