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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,519 | $91,198+68.3% | $178,503-14.0% | $79,856+92.2% |
| Participation rate | 93.4% | 69.2%+24.2pp | 81.9%+11.5pp | 69.6%+23.8pp |
| Annual return | 8.68% | 24.20%-15.5pp | 151.12%-142.4pp | 31.71%-23.0pp |
| Employer contribution / active EE | $10,807 | $3,257+231.8% | $5,011+115.7% | $2,471+337.3% |
| Participant deferral / active EE | $6,694 | $3,237+106.8% | $5,202+28.7% | $3,741+78.9% |
| Admin fee / account holder | $63,091 | $6,748+834.9% | $13,987+351.1% | $5,306+1089.0% |