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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,089 | $81,358+212.3% | $155,556+63.3% | $80,959+213.8% |
| Participation rate | 88.3% | 66.3%+22.0pp | 78.2%+10.1pp | 67.7%+20.6pp |
| Annual return | 30.31% | 33.39%-3.1pp | 64.84%-34.5pp | 35.67%-5.4pp |
| Employer contribution / active EE | $10,485 | $3,106+237.5% | $4,675+124.3% | $2,757+280.3% |
| Participant deferral / active EE | $6,844 | $3,455+98.1% | $5,631+21.5% | $4,300+59.1% |
| Admin fee / account holder | $10,783 | $7,994+34.9% | $15,885-32.1% | $6,925+55.7% |