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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,476 | $212,386+3.3% | $199,883+9.8% | $138,895+58.0% |
| Participation rate | 88.9% | 87.4%+1.5pp | 86.8%+2.1pp | 79.9%+9.0pp |
| Annual return | 25.75% | 47.75%-22.0pp | 43.81%-18.1pp | 145.39%-119.6pp |
| Employer contribution / active EE | $2,125 | $6,625-67.9% | $6,261-66.1% | $4,194-49.3% |
| Participant deferral / active EE | $12,490 | $9,617+29.9% | $9,138+36.7% | $6,396+95.3% |
| Admin fee / account holder | $6,369 | $18,233-65.1% | $17,268-63.1% | $12,562-49.3% |