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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,306 | $201,264+32.3% | $184,185+44.6% | $145,978+82.4% |
| Participation rate | 71.4% | 87.5%-16.1pp | 86.8%-15.4pp | 80.3%-8.9pp |
| Annual return | 15.92% | 29.00%-13.1pp | 28.81%-12.9pp | 550.52%-534.6pp |
| Employer contribution / active EE | $1,850 | $7,021-73.7% | $6,426-71.2% | $4,662-60.3% |
| Participant deferral / active EE | $15,018 | $9,806+53.1% | $9,132+64.5% | $6,690+124.5% |
| Admin fee / account holder | $11,014 | $16,376-32.7% | $13,909-20.8% | $13,400-17.8% |