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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,871 | $159,978-73.2% | $147,041-70.8% | $145,978-70.6% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.2pp |
| Annual return | 12.70% | 98.36%-85.7pp | 419.21%-406.5pp | 550.52%-537.8pp |
| Employer contribution / active EE | $4,058 | $5,288-23.3% | $4,935-17.8% | $4,662-13.0% |
| Participant deferral / active EE | $7,308 | $8,429-13.3% | $8,071-9.5% | $6,690+9.2% |
| Admin fee / account holder | $3,092 | $15,053-79.5% | $13,006-76.2% | $13,400-76.9% |