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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,812 | $160,070-93.9% | $147,117-93.3% | $145,897-93.3% |
| Participation rate | 90.5% | 84.0%+6.5pp | 82.2%+8.3pp | 80.3%+10.2pp |
| Annual return | 15.33% | 98.69%-83.4pp | 420.54%-405.2pp | 552.29%-537.0pp |
| Employer contribution / active EE | $2,329 | $5,285-55.9% | $4,932-52.8% | $4,663-50.1% |
| Participant deferral / active EE | $4,728 | $8,419-43.8% | $8,065-41.4% | $6,689-29.3% |
| Admin fee / account holder | $841 | $15,035-94.4% | $12,993-93.5% | $13,390-93.7% |