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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,073 | $201,372-48.8% | $184,260-44.1% | $145,884-29.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 19.66% | 29.04%-9.4pp | 28.84%-9.2pp | 551.85%-532.2pp |
| Employer contribution / active EE | $24,721 | $7,024+252.0% | $6,427+284.6% | $4,662+430.2% |
| Participant deferral / active EE | $15,038 | $9,808+53.3% | $9,133+64.7% | $6,690+124.8% |
| Admin fee / account holder | $14,323 | $16,362-12.5% | $13,898+3.1% | $13,392+7.0% |