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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,528 | $185,312-94.3% | $161,489-93.5% | $154,746-93.2% |
| Participation rate | 86.4% | 82.5%+3.9pp | 78.7%+7.7pp | 80.7%+5.7pp |
| Annual return | 22.41% | 103.84%-81.4pp | 89.72%-67.3pp | 172.34%-149.9pp |
| Employer contribution / active EE | $1,772 | $4,769-62.9% | $4,268-58.5% | $4,379-59.5% |
| Participant deferral / active EE | $5,962 | $6,350-6.1% | $5,630+5.9% | $6,730-11.4% |
| Admin fee / account holder | $1,284 | $18,654-93.1% | $16,006-92.0% | $14,365-91.1% |