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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,845 | $67,823-97.3% | $52,425-96.5% | $137,256-98.7% |
| Participation rate | 92.9% | 63.9%+28.9pp | 55.6%+37.2pp | 80.0%+12.9pp |
| Annual return | 9.24% | 219.11%-209.9pp | 302.12%-292.9pp | 220.34%-211.1pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $777 | $2,288-66.0% | $1,790-56.6% | $6,407-87.9% |
| Admin fee / account holder | $387 | $2,844-86.4% | $2,495-84.5% | $12,270-96.8% |