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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,845 | $174,018-98.9% | $136,833-98.7% | $198,609-99.1% |
| Participation rate | 92.9% | 65.1%+27.7pp | 59.0%+33.8pp | 82.4%+10.5pp |
| Annual return | 9.24% | 35.16%-25.9pp | 35.32%-26.1pp | 202.70%-193.5pp |
| Employer contribution / active EE | $0 | $1,571-100.0% | $1,319-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $777 | $2,873-73.0% | $2,441-68.2% | $6,977-88.9% |
| Admin fee / account holder | $387 | $5,434-92.9% | $4,706-91.8% | $19,030-98.0% |