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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,899 | $102,595-86.5% | $94,057-85.2% | $154,746-91.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 10.27% | 583.42%-573.2pp | 480.62%-470.4pp | 172.34%-162.1pp |
| Employer contribution / active EE | $5,816 | $3,147+84.8% | $2,933+98.3% | $4,379+32.8% |
| Participant deferral / active EE | $13,760 | $5,118+168.8% | $4,709+192.2% | $6,730+104.4% |
| Admin fee / account holder | $132,284 | $7,736+1610.0% | $7,244+1726.0% | $14,365+820.9% |