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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,899 | $72,071-80.7% | $68,368-79.7% | $137,256-89.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 10.27% | 353.14%-342.9pp | 292.57%-282.3pp | 220.34%-210.1pp |
| Employer contribution / active EE | $5,816 | $2,788+108.6% | $2,649+119.6% | $4,156+39.9% |
| Participant deferral / active EE | $13,760 | $4,410+212.0% | $4,123+233.8% | $6,407+114.8% |
| Admin fee / account holder | $132,284 | $5,336+2379.3% | $5,150+2468.7% | $12,270+978.1% |