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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,670 | $154,754-45.9% | $124,206-32.6% | $138,895-39.8% |
| Participation rate | 62.5% | 75.5%-13.0pp | 69.6%-7.1pp | 79.9%-17.4pp |
| Annual return | 18.58% | 709.28%-690.7pp | 515.27%-496.7pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,209 | $4,446-72.8% | $3,540-65.8% | $4,194-71.2% |
| Participant deferral / active EE | $1,326 | $4,621-71.3% | $3,968-66.6% | $6,396-79.3% |
| Admin fee / account holder | $683 | $6,690-89.8% | $5,929-88.5% | $12,562-94.6% |