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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,807 | $156,963-62.5% | $121,204-51.5% | $139,466-57.8% |
| Participation rate | 57.1% | 76.5%-19.3pp | 69.5%-12.4pp | 80.3%-23.2pp |
| Annual return | 53.49% | 1476.75%-1423.3pp | 987.18%-933.7pp | 373.66%-320.2pp |
| Employer contribution / active EE | $999 | $5,544-82.0% | $4,170-76.0% | $4,754-79.0% |
| Participant deferral / active EE | $1,140 | $4,848-76.5% | $4,083-72.1% | $6,712-83.0% |
| Admin fee / account holder | $1,320 | $6,953-81.0% | $5,651-76.6% | $11,409-88.4% |