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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,119 | $172,111-58.1% | $150,298-52.0% | $137,256-47.5% |
| Participation rate | 81.3% | 81.7%-0.5pp | 77.8%+3.5pp | 80.0%+1.3pp |
| Annual return | 21.43% | 69.37%-47.9pp | 62.79%-41.4pp | 220.34%-198.9pp |
| Employer contribution / active EE | $2,957 | $4,636-36.2% | $4,154-28.8% | $4,156-28.9% |
| Participant deferral / active EE | $7,751 | $6,166+25.7% | $5,453+42.2% | $6,407+21.0% |
| Admin fee / account holder | $433 | $16,471-97.4% | $14,116-96.9% | $12,270-96.5% |