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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,768 | $201,344-81.2% | $184,243-79.5% | $145,877-74.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 27.22% | 29.01%-1.8pp | 28.82%-1.6pp | 551.28%-524.1pp |
| Employer contribution / active EE | $3,511 | $7,022-50.0% | $6,427-45.4% | $4,663-24.7% |
| Participant deferral / active EE | $11,441 | $9,807+16.7% | $9,132+25.3% | $6,691+71.0% |
| Admin fee / account holder | $15,871 | $16,382-3.1% | $13,914+14.1% | $13,402+18.4% |