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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,603 | $108,882+69.5% | $96,754+90.8% | $154,746+19.3% |
| Participation rate | 33.3% | 75.1%-41.7pp | 70.3%-36.9pp | 80.7%-47.4pp |
| Annual return | 15.04% | 98.39%-83.3pp | 82.04%-67.0pp | 172.34%-157.3pp |
| Employer contribution / active EE | $2,569 | $3,018-14.9% | $2,679-4.1% | $4,379-41.3% |
| Participant deferral / active EE | $9,818 | $5,323+84.5% | $4,758+106.3% | $6,730+45.9% |
| Admin fee / account holder | $2,023 | $10,200-80.2% | $8,905-77.3% | $14,365-85.9% |