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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,163 | $100,073+28.1% | $85,126+50.6% | $145,877-12.1% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 18.29% | 84.11%-65.8pp | 66.63%-48.3pp | 551.28%-533.0pp |
| Employer contribution / active EE | $1,648 | $3,236-49.1% | $2,731-39.7% | $4,663-64.7% |
| Participant deferral / active EE | $7,625 | $5,294+44.0% | $4,523+68.6% | $6,691+14.0% |
| Admin fee / account holder | $1,419 | $7,261-80.5% | $6,160-77.0% | $13,402-89.4% |