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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,988 | $96,388-20.1% | $80,627-4.5% | $139,466-44.8% |
| Participation rate | 16.7% | 73.6%-57.0pp | 67.0%-50.3pp | 80.3%-63.7pp |
| Annual return | 34.87% | 1352.08%-1317.2pp | 936.76%-901.9pp | 373.66%-338.8pp |
| Employer contribution / active EE | $1,111 | $3,260-65.9% | $2,723-59.2% | $4,754-76.6% |
| Participant deferral / active EE | $5,207 | $5,224-0.3% | $4,443+17.2% | $6,712-22.4% |
| Admin fee / account holder | $708 | $6,603-89.3% | $5,381-86.8% | $11,409-93.8% |