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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,603 | $97,125+90.1% | $86,233+114.1% | $137,256+34.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.0%-35.7pp | 80.0%-46.6pp |
| Annual return | 15.04% | 74.19%-59.1pp | 61.39%-46.3pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,569 | $2,841-9.6% | $2,504+2.6% | $4,156-38.2% |
| Participant deferral / active EE | $9,818 | $5,180+89.5% | $4,559+115.3% | $6,407+53.2% |
| Admin fee / account holder | $2,023 | $9,725-79.2% | $8,342-75.7% | $12,270-83.5% |