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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,343 | $223,823-73.0% | $211,142-71.4% | $154,746-61.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 24.59% | 50.39%-25.8pp | 46.84%-22.2pp | 172.34%-147.7pp |
| Employer contribution / active EE | $3,311 | $6,787-51.2% | $6,442-48.6% | $4,379-24.4% |
| Participant deferral / active EE | $12,547 | $9,750+28.7% | $9,284+35.1% | $6,730+86.4% |
| Admin fee / account holder | $847 | $19,707-95.7% | $19,076-95.6% | $14,365-94.1% |