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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,465 | $185,883-83.1% | $170,043-81.5% | $139,466-77.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 31.45% | 60.54%-29.1pp | 53.40%-22.0pp | 373.66%-342.2pp |
| Employer contribution / active EE | $2,359 | $7,596-68.9% | $6,790-65.3% | $4,754-50.4% |
| Participant deferral / active EE | $10,301 | $11,626-11.4% | $10,410-1.1% | $6,712+53.5% |
| Admin fee / account holder | $1,167 | $15,393-92.4% | $12,824-90.9% | $11,409-89.8% |