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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,418 | $201,344-72.5% | $184,243-69.9% | $145,877-62.0% |
| Participation rate | 87.5% | 87.5%0pp | 86.8%+0.7pp | 80.3%+7.2pp |
| Annual return | 19.23% | 29.01%-9.8pp | 28.82%-9.6pp | 551.28%-532.1pp |
| Employer contribution / active EE | $1,898 | $7,022-73.0% | $6,427-70.5% | $4,663-59.3% |
| Participant deferral / active EE | $10,362 | $9,807+5.7% | $9,132+13.5% | $6,691+54.9% |
| Admin fee / account holder | $1,709 | $16,382-89.6% | $13,914-87.7% | $13,402-87.3% |