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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,631 | $125,778-46.2% | $114,563-41.0% | $154,746-56.3% |
| Participation rate | 54.5% | 75.2%-20.6pp | 72.9%-18.4pp | 80.7%-26.2pp |
| Annual return | 13.93% | 295.14%-281.2pp | 241.09%-227.2pp | 172.34%-158.4pp |
| Employer contribution / active EE | $1,767 | $2,806-37.0% | $2,592-31.8% | $4,379-59.6% |
| Participant deferral / active EE | $2,480 | $4,445-44.2% | $4,142-40.1% | $6,730-63.2% |
| Admin fee / account holder | $0 | $8,190-100.0% | $7,623-100.0% | $14,365-100.0% |