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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,072 | $110,303-61.0% | $95,759-55.0% | $139,487-69.1% |
| Participation rate | 57.1% | 75.7%-18.6pp | 72.3%-15.1pp | 80.3%-23.2pp |
| Annual return | 20.69% | 27.19%-6.5pp | 28.42%-7.7pp | 373.84%-353.1pp |
| Employer contribution / active EE | $1,380 | $3,261-57.7% | $2,836-51.3% | $4,755-71.0% |
| Participant deferral / active EE | $1,823 | $4,674-61.0% | $4,244-57.1% | $6,713-72.8% |
| Admin fee / account holder | $0 | $6,615-100.0% | $5,678-100.0% | $11,407-100.0% |