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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,799 | $106,557-63.6% | $91,227-57.5% | $134,545-71.2% |
| Participation rate | 50.0% | 76.8%-26.8pp | 73.2%-23.2pp | 81.2%-31.2pp |
| Annual return | -15.31% | 160.81%-176.1pp | 114.14%-129.4pp | 418.37%-433.7pp |
| Employer contribution / active EE | $1,051 | $3,332-68.5% | $2,851-63.2% | $4,742-77.8% |
| Participant deferral / active EE | $1,299 | $4,719-72.5% | $4,234-69.3% | $6,401-79.7% |
| Admin fee / account holder | $327 | $6,235-94.8% | $5,423-94.0% | $11,431-97.1% |