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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,631 | $177,353-61.9% | $158,226-57.3% | $198,609-65.9% |
| Participation rate | 54.5% | 77.0%-22.5pp | 74.8%-20.3pp | 82.4%-27.8pp |
| Annual return | 13.93% | 599.50%-585.6pp | 501.41%-487.5pp | 202.70%-188.8pp |
| Employer contribution / active EE | $1,767 | $3,239-45.4% | $2,986-40.8% | $5,055-65.0% |
| Participant deferral / active EE | $2,480 | $4,615-46.3% | $4,317-42.6% | $6,977-64.5% |
| Admin fee / account holder | $0 | $10,960-100.0% | $10,217-100.0% | $19,030-100.0% |