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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,680 | $151,427-98.2% | $112,860-97.6% | $154,746-98.3% |
| Participation rate | 100.0% | 69.1%+30.9pp | 66.3%+33.7pp | 80.7%+19.3pp |
| Annual return | 5.00% | 30.95%-25.9pp | 35.26%-30.3pp | 172.34%-167.3pp |
| Employer contribution / active EE | $1,008 | $2,750-63.3% | $2,206-54.3% | $4,379-77.0% |
| Participant deferral / active EE | $1,027 | $4,285-76.0% | $3,493-70.6% | $6,730-84.7% |
| Admin fee / account holder | $4,827 | $7,369-34.5% | $6,841-29.4% | $14,365-66.4% |