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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,283 | $123,750-95.7% | $69,611-92.4% | $145,877-96.4% |
| Participation rate | 75.0% | 69.2%+5.8pp | 66.4%+8.6pp | 80.3%-5.3pp |
| Annual return | 14.93% | 192.03%-177.1pp | 101.14%-86.2pp | 551.28%-536.4pp |
| Employer contribution / active EE | $1,725 | $2,672-35.4% | $1,709+0.9% | $4,663-63.0% |
| Participant deferral / active EE | $2,107 | $4,243-50.3% | $2,891-27.1% | $6,691-68.5% |
| Admin fee / account holder | $742 | $7,817-90.5% | $4,696-84.2% | $13,402-94.5% |