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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,001 | $116,360-97.4% | $65,566-95.4% | $139,466-97.8% |
| Participation rate | 83.3% | 67.8%+15.6pp | 64.9%+18.4pp | 80.3%+3.0pp |
| Annual return | 0.00% | 31.23%-31.2pp | 47.40%-47.4pp | 373.66%-373.7pp |
| Employer contribution / active EE | $1,435 | $2,600-44.8% | $1,692-15.2% | $4,754-69.8% |
| Participant deferral / active EE | $1,701 | $4,242-59.9% | $2,832-39.9% | $6,712-74.7% |
| Admin fee / account holder | $394 | $6,701-94.1% | $4,114-90.4% | $11,409-96.5% |