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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,436 | $183,627+61.4% | $155,602+90.5% | $145,978+103.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.20% | 61.32%-46.1pp | 64.81%-49.6pp | 550.52%-535.3pp |
| Employer contribution / active EE | $13,974 | $5,316+162.9% | $4,675+198.9% | $4,662+199.8% |
| Participant deferral / active EE | $9,048 | $6,466+39.9% | $5,629+60.7% | $6,690+35.3% |
| Admin fee / account holder | $8,776 | $19,327-54.6% | $15,923-44.9% | $13,400-34.5% |