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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,766 | $167,353+0.2% | $143,797+16.7% | $134,545+24.7% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -16.53% | 0.48%-17.0pp | -0.04%-16.5pp | 418.37%-434.9pp |
| Employer contribution / active EE | $15,094 | $5,620+168.6% | $4,952+204.8% | $4,742+218.3% |
| Participant deferral / active EE | $6,314 | $6,447-2.1% | $5,638+12.0% | $6,401-1.4% |
| Admin fee / account holder | $104,724 | $18,096+478.7% | $14,679+613.4% | $11,431+816.2% |