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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,440 | $175,259+30.3% | $149,723+52.6% | $139,487+63.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.25% | 166.82%-146.6pp | 134.50%-114.2pp | 373.84%-353.6pp |
| Employer contribution / active EE | $12,913 | $5,478+135.7% | $4,821+167.8% | $4,755+171.6% |
| Participant deferral / active EE | $8,935 | $6,522+37.0% | $5,682+57.2% | $6,713+33.1% |
| Admin fee / account holder | $4,412 | $16,158-72.7% | $13,215-66.6% | $11,407-61.3% |