Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,377 | $93,345-15.0% | $119,126-33.4% | $87,485-9.3% |
| Participation rate | 34.0% | 68.7%-34.7pp | 75.8%-41.7pp | 68.9%-34.9pp |
| Annual return | 18.27% | 19.08%-0.8pp | 282.11%-263.8pp | 26.06%-7.8pp |
| Employer contribution / active EE | $416 | $3,172-86.9% | $4,034-89.7% | $2,596-84.0% |
| Participant deferral / active EE | $2,464 | $4,099-39.9% | $5,318-53.7% | $4,274-42.3% |
| Admin fee / account holder | $11,395 | $8,039+41.8% | $10,693+6.6% | $7,775+46.6% |