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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,728 | $88,815-63.1% | $81,882-60.0% | $145,897-77.6% |
| Participation rate | 90.9% | 75.1%+15.8pp | 72.4%+18.5pp | 80.3%+10.6pp |
| Annual return | 40.80% | 1033.75%-992.9pp | 779.47%-738.7pp | 552.29%-511.5pp |
| Employer contribution / active EE | $2,916 | $3,086-5.5% | $2,9160% | $4,663-37.5% |
| Participant deferral / active EE | $2,380 | $4,647-48.8% | $4,323-45.0% | $6,689-64.4% |
| Admin fee / account holder | $308 | $8,434-96.3% | $7,360-95.8% | $13,390-97.7% |