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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,728 | $72,071-87.9% | $68,368-87.2% | $137,256-93.6% |
| Participation rate | 82.6% | 76.2%+6.4pp | 73.8%+8.9pp | 80.0%+2.6pp |
| Annual return | 7.42% | 353.14%-345.7pp | 292.57%-285.2pp | 220.34%-212.9pp |
| Employer contribution / active EE | $1,875 | $2,788-32.8% | $2,649-29.2% | $4,156-54.9% |
| Participant deferral / active EE | $2,495 | $4,410-43.4% | $4,123-39.5% | $6,407-61.1% |
| Admin fee / account holder | $513 | $5,336-90.4% | $5,150-90.0% | $12,270-95.8% |