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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,728 | $70,366-87.6% | $66,674-86.9% | $138,895-93.7% |
| Participation rate | 82.6% | 76.2%+6.4pp | 73.7%+8.9pp | 79.9%+2.7pp |
| Annual return | 7.42% | 386.41%-379.0pp | 321.24%-313.8pp | 145.39%-138.0pp |
| Employer contribution / active EE | $1,875 | $2,765-32.2% | $2,620-28.4% | $4,194-55.3% |
| Participant deferral / active EE | $2,495 | $4,374-43.0% | $4,084-38.9% | $6,396-61.0% |
| Admin fee / account holder | $513 | $5,262-90.2% | $5,098-89.9% | $12,562-95.9% |